Can't take it, need sex?

Been in a relationship for 2 1/2 years now, no sex. I love her but I can't wait it anymore. I need it, I'm a virgin and can't wait til marriage with her. I love her but it's psychically and mentally annoying. I'm 24 and I'm still a virgin also. I was thinking of seeing a call girl, is that even legal in Ohio? Help/